Consumer Loan Underwriter (Finance)
Thank you for your interest in a career with Centra. A career at Centra Credit Union is more than a job; it is an opportunity to make a meaningful impact in our Members' financial lives and our communities. Centra was established in 1940 and is headquartered in Columbus, Indiana. Centra is ranked among the top five largest credit unions in Indiana and among the most financially sound institutions in the United States. Centra serves Membership throughout central and southern Indiana as well as other areas like Jamestown, NY, and Whitakers, NC. Centra Team Members enjoy excellent benefits, an atmosphere that fosters family and work-life integration, a heritage of strong values, a high level of Team Member engagement in the achievement of results, and the opportunity for growth with the Centra Family. Credit Unions are Not for Profit, Not for Charity, But for Service. If these are the things that matter to you then please read on, we look forward to hearing from you.
Centra Credit Union has an exciting opportunity for a Consumer Loan Underwriter located in Columbus, IN. The Consumer Loan Underwriter is responsible for reviewing Consumer and Indirect loan applications daily. The Underwriter acts on loan requests in accordance with Credit Union policies and procedures, with a focus on credit worthy strategic loan growth. This role involves direct communication with Branch Lenders and Dealer Partners. They look for opportunities to pre-approve other loan products for the benefit of Members. The Underwriter exercises discretion and independent judgment in their decision making.
Spanish/English interpreters may be eligible for an interpreting differential.
ESSENTIAL FUNCTIONS:
This position may be required to perform additional duties as requested. Reasonable accommodations may be made to enable individuals with disabilities to perform.
- Reviews applications daily that come in through retail lending channels and dealer channels in accordance with Credit Union policies and procedures. Provide answers on applications in a timely manner, being mindful of response time and queue coverage.
- Reviews and assigns web applications to Branch Lenders.
- Answers questions on loan inquiries from Branch Lenders and Dealerships and assists Lenders with values on vehicles and other misc. items (mobile home, RVs, and watercraft, etc.)
- Communicates with Branch Lenders and Dealerships any regulatory changes or reminders, ensuring that complete applications are being submitted.
- Maintains up-to-date working knowledge of all rules, regulations and guidelines surrounding lending policies and procedures.
- Completes the critical error report review daily for all funded Indirect loans, communicating to funders any errors that occur.
EDUCATION & EXPERIENCE – (Equivalent combination of Education & Experience will be considered.)
- High School Diploma or General Education Diploma (GED)
- A minimum of one year up to three years of similar or related experience, including preparatory experience.
Centra is an Equal Opportunity Employer.
Education
Required- High School or Equivalent or better
- Equivalent combination education & experience or better
- 1-3 years related experience or better
Licenses & Certifications
Preferred- NationMultistateLicensing
